Women tend to be risk-averse. In fact, when under stress, men tend to take more risks, while women consistently take the less risky option.[1] So when it comes to buying a home, women often assume they can’t do it on their own, especially the overwhelming majority...
Last summer, Statistics Canada reported that the average Canadian owed $1.77 for every dollar they had to spend.[1] Obviously Canadians are living beyond their means – and so far beyond their means that it’s become normal to be in debt. If your goal is to achieve...
According to Statistics Canada, women live nearly five years longer than men do on average.[1] They also have higher rates of disability and they may have earned less than men during their working years. They will also have different questions to answer and challenges to address...
Divorce is expensive, particularly for women. Even women who worked throughout their marriages commonly see their income can drop as much as 20% in the immediate aftermath of a divorce.[1] If nothing else, your budget may have to change. The same income that used to support...
Roughly 10-15% of Canadians are living in common-law relationships, and more are choosing to live in common law as a kind of trial before marriage. Yet there are a number of legal issues around common-law relationships that are unique, and it is a good idea to...
For many women, engagement is a time of excited anticipation. You’re happy in love, planning the wedding of your dreams and dreaming of your new life. But engagement is also a tremendous opportunity to work together with your partner in a new area. According to a...
It might feel as if everyone is paired off. But if you’re single, you’re part of a fast-growing demographic. In fact, the number of people living alone in Canada has doubled over the last 35 years.[1] A one-person household is now the most common type...
Women make the vast majority of the household purchasing decisions today, but many are still uncomfortable determining whether they can take on a mortgage or how much to save for retirement. It wasn’t only your grandmother who let her spouse take care of the finances....
It can be a challenge to be responsible for all the decisions. That’s why a shareholder agreement can be so valuable in a private company. In a large corporation, the typical shareholder agreement forces the directors to defer certain issues to the shareholders for approval or...
Sometimes a small business built between two partners happens by accident. Maybe it started in your parents’ basement and it became your career over decades of hard work. Maybe it was a burst of inspiration over lunch one day that developed into a brand new...